The Colendi ecosystem

A living laboratory across the financial system.

Colendi AI sits inside an ecosystem where research can be tested against banking, credit, investment, insurance and embedded-finance reality.

This page uses public product information. Operational and financial metrics require owner verification before publication.

Operating model

Research does not live beside the group. It moves through it.

04Distribution

Partner ecosystems · direct channels · agents · brokers

03Regulated products

Banking · credit · investments · insurance

02Decision systems

Scoring · orchestration · monitoring · workflow

01Intelligence

Models · agents · retrieval · evaluation · research

E–01Research & systems

Intelligence layer

Colendi AI

Applied research, financial models, evaluation methods and agent systems for the group and institutional partners.

ColendiMindCredit intelligenceFinancial agentsEvaluation
Public source · Colendi AI
E–02Live institution

Regulated banking layer

ColendiBank

A digital deposit bank offering deposits, transfers, foreign currency savings and consumer credit through a digital experience.

DepositsInstant creditTransfersSavings
Public source · ColendiBank
E–03Live platform

Embedded finance layer

Colendi Platform

Banking-as-a-service, scoring, credit, payments and investment capabilities distributed through partner ecosystems.

BaaSScoringMicrocreditEmbedded finance
Public source · Colendi Group
E–04Live institution

Capital-markets layer

Colendi Menkul

Digital access to investment products, market data and decision-support experiences for individual and institutional investors.

Borsa IstanbulGlobal equitiesETFsAnalytics
Public source · Colendi Menkul
E–05Live product

Insurance-distribution layer

Colendi Sigorta / COMPI

Digital insurance infrastructure and an AI-native platform for agents, brokers, banks and embedded-insurance journeys.

Quote comparisonRequest managementVoice AICRM
Public source · COMPI live demo

Capability map

One intelligence layer, multiple financial surfaces.

Research capabilitySystem componentsField surfacesIntended value
01Credit intelligenceScoring · limits · monitoringColendi Platform · ColendiBankDecision quality and access
02Financial languageRetrieval · reasoning · multilingual Q&AColendiMind · institutional workflowsFaster, traceable understanding
03Agent systemsVoice · service · operations · tool useCOMPI · financial assistantsConversation to accountable action
04Behavioural intelligenceSegmentation · next-best action · personalisationBanking · credit · investmentRelevant products at the right moment
05Evaluation & governancePolicy adherence · traceability · human reviewAll regulated surfacesReliability proportional to consequence

Public evidence · verification required for launch

18M+users across marketsPublicly stated by Colendi AI3,500data points described in the scoring systemPublicly stated by Colendi Group5connected financial layersAI · banking · embedded finance · markets · insurance2working languagesTurkish and English financial intelligence

Field evidence

See how the system behaves inside a real product.

Explore cases