Research

Questions that begin with finance—and extend beyond it.

We study how intelligent systems reason, decide and operate when the evidence is complex, the rules matter and errors have consequences.

Our programme pages distinguish active research, applied work and proposed outputs. Publication status is never implied.

01
Active programme

Financial foundation models

Domain intelligence for financial language, structured data and institution-specific knowledge.

Central question

How can a model reason across policy, transaction and customer context without losing provenance?

Methods

  • Domain adaptation
  • Retrieval evaluation
  • Multilingual financial NLP
  • Evidence attribution

Expected outputs

  • Evaluation protocols
  • Model studies
  • Research notes
02
Active programme

Agentic banking

Agents that can assist, analyse and act within explicit financial and operational boundaries.

Central question

What must an agent know, verify and record before it can safely participate in a regulated workflow?

Methods

  • Tool-use evaluation
  • Policy-constrained planning
  • Human approval design
  • Audit-log analysis

Expected outputs

  • Agent prototypes
  • Control patterns
  • Field evaluations
03
Applied research

Credit intelligence

Decision systems that connect predictive performance with explainability, fairness and portfolio outcomes.

Central question

Can adaptive credit systems improve access and timing while keeping risk decisions reviewable?

Methods

  • Behavioural modelling
  • Temporal validation
  • Fairness analysis
  • Decision monitoring

Expected outputs

  • Model diagnostics
  • Monitoring methods
  • Applied studies
04
Active programme

Responsible financial AI

Evaluation and governance methods for systems deployed where errors carry financial consequences.

Central question

How should reliability, traceability and human accountability be measured before deployment?

Methods

  • Risk-tiered evaluation
  • Red-team protocols
  • Decision traceability
  • Post-deployment monitoring

Expected outputs

  • Risk taxonomy
  • Evaluation suites
  • Governance guidance

Method

The unit of research is the complete decision system.

01

Frame

Define the decision, affected people, institutional constraints and acceptable uncertainty.

02

Build

Develop the smallest model or system that can test the research question honestly.

03

Evaluate

Test behaviour across normal, ambiguous, adversarial and distribution-shift scenarios.

04

Deploy carefully

Introduce controls, human review and monitoring proportional to consequence.

05

Learn

Study real outcomes and feed the evidence back into models, interfaces and policy.

Research archive

Methods and claims should be inspectable.

View publications